Who can have a contract with Charminster Construction?

• A self-employed individual, registered with HMRC, whether he be a sole-trader, in a partnership, or the director of a limited company.
• Someone considering work found by an agency.
• Someone currently contracting to a construction company.

What are the benefits of a contract with Charminster Construction?

• Legitimate business expenses, including travel, accommodation and tools may be offset against tax liabilities on an annual basis.
• Payments due are generally made by B.A.C.S. directly into your bank account once a week.
• You have only one transfer to your bank to check on, no matter how many different agencies we have contracted to.
• Invoices to the agency and to Charminster Construction can be raised weekly by us, on your behalf.
• Clear remittance advices are produced and forwarded to you each week.
• Accident insurance premiums are payable only for the weeks that we actually process payments on your behalf. 
• For mortgage and loan applications, you will be able to demonstrate continuity of income from one source.
• Access to specialist qualified tax advisers for annual accounts and other purposes.

What do I need to do?

• Complete all the necessary paperwork.
• Find contracts.
• Keep us informed of agency or contractor and contract details.
• Complete your contract in the usual manner.
• Arrange to pay your Class 4 N.I. 
• Keep all receipts for legitimate business expenses and submit to your accountant (together with remittance advices supplied by us) on an annual basis in order to fully reconcile your tax affairs.